Services

Escape feelings of guilt and frustration: let Access Finance help you find a way out.

Unlike other companies who offer consolidation options, Nikki and her team help clients avoid damaging IVAs (Individual Voluntary Arrangements) by securing a comfortable payment plan without seeing a detrimental effect upon credit ratings.

There are many solutions available, depending on an individual’s circumstances. Nikki’s friendly, competent and professional approach will help you decide which way is best suited to your situation.

After an initial phone call, Nikki will become your Personal Finance Manager, giving you support whenever you need it. Nikki then assesses your needs to find out what your outgoings are and what you can afford to pay.

The next step is for her to instruct and negotiate with your creditors so that they can be sure of payment, and you can manage your debts whilst avoiding repossessions and bailiffs.

As an impartial and qualified mediator, creditors will be more content to deal with Nikki on your behalf in order to reach a manageable solution. What’s more, her fee is an agreed percentage of each monthly payment and won’t affect your existing debt.

Below are some examples of areas where help is available:

• Commercial finance solutions
• Personal debt management
• Council tax arrears
• Inland revenue
• Individual Voluntary Arrangement (IVA) advice
• Mortgage/rent arrears
• Personal financial advice
• Bankruptcy assistance

Normally the three solutions available to people who are struggling to maintain payments to unsecured credit would be debt management, IVAs or bankruptcy. Find out more about these options via the links below.

Live Chat

In a difficult situation and need some impartial, expert advice? Nikki’s live chat facility means that you can ask burning questions in a secure and entirely anonymous way.

or, alternatively, Skype me!